Welcome to Flow Gateway. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, software, APIs, documentation, and related materials (“Services”). By using Flow Gateway, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
1. Nature of Services
Flow Gateway provides a payment gateway platform that facilitates transaction routing, reporting, and integration with third-party payment processors. We do not provide payment processing, merchant acquiring, or fund settlement services. All actual payment processing is performed by third-party providers with whom you may have a separate agreement.
2. Eligibility
You must be at least 18 years of age and have the authority to enter into a binding agreement on behalf of yourself or the business you represent. By using our Services, you confirm that you meet these requirements.
3. Account Registration
To use certain features, you may need to register for an account. You agree to provide accurate, complete, and up-to-date information and to keep it that way. You are responsible for maintaining the confidentiality of your login credentials and all activity under your account.
4. Use of Services
You agree to use Flow Gateway solely for lawful business purposes and in accordance with these Terms. You must not:
- Use the platform to process or route illegal transactions
- Interfere with the security or operation of our Services
- Reverse-engineer, copy, or resell any part of the platform without our written consent
- Misrepresent your relationship with third-party payment processors
5. Data and Privacy
Our use of your data is governed by our Privacy Policy. Flow Gateway does not store full payment card data. We use tokenization and encryption to enhance security and minimize PCI scope.
You agree that we may collect and use aggregated and anonymized usage data for the purpose of improving the Services.
6. Third-Party Services
Flow Gateway integrates with third-party payment processors and tools. We do not endorse, control, or assume responsibility for any third-party services or their terms. Your use of those services is subject to their own policies and agreements.
7. Intellectual Property
All content, trademarks, software, and technology on the Flow Gateway platform are the property of Flow Gateway or its licensors. You are granted a non-exclusive, limited license to use our Services strictly as permitted under these Terms.
8. Modifications
We reserve the right to modify or discontinue any part of our Services at any time. We may also update these Terms from time to time. Continued use of the Services after changes constitutes your acceptance of the revised Terms.
9. Termination
We may suspend or terminate your access to the Services at any time for violations of these Terms, suspected abuse, fraud, or if required by law. Upon termination, your right to access the platform will cease immediately.
10. Disclaimer of Warranties
Flow Gateway provides the Services on an “as-is” and “as-available” basis. We make no warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uptime, availability, or compatibility with all processors.
11. Limitation of Liability
To the maximum extent permitted by law, Flow Gateway will not be liable for any indirect, incidental, special, or consequential damages, including lost profits, data loss, or business interruption, arising out of your use of or inability to use the Services.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of USA, without regard to its conflict of laws principles. Any disputes shall be resolved in the courts located in USA.
13. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Flow Gateway
Email: care@flowgateway.com